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Best Money Market Accounts of 2026: Top Rates and What to Know

Rates in this guide were last checked on October 6, 2026. Money market rates move with the market, so confirm the current APY on the bank's website before you open an account. After years of rate cuts, savers finally caught a break: the Federal Reserve raised its benchmark rate by a quarter point in September 2026, the first hike since 2023. Banks didn't wait long to respond. Some of the best money market accounts now pay close to 4% APY — more than eight times the national average of 0.46%,...

Types of Bank Accounts: Checking, Savings, Money Market & CDs Explained (2026)

by Wealthpartnersservices | Banks

Opening the wrong bank account is one of the quietest ways to lose money. The national average savings account pays 0.65% APY, according to Bankrate's survey for the week of October 2, 2026. The best high-yield accounts pay 4.20% to 4.50%. On a $10,000 balance, that's the difference between $65 and roughly $425 a year — for the same money, sitting in the same kind of account, with the same federal insurance behind it. The four main types of bank accounts in the United States are checking...

Best CD Rates of 2026: Top Yields by Term

by Wealthpartnersservices | Banks

Best CD Rates of 2026: Top Yields by Term A certificate of deposit (CD) is a savings account that pays you a fixed interest rate in exchange for agreeing to leave your money untouched for a set period, from a few months to several years. If you can park cash you will not need soon, CDs remain one of the simplest ways to earn a guaranteed return — and as of early October 2026, the best CD rates still reach about 5.00% APY, far above the national average. (See also our types of bank accounts...

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Best Balance Transfer Credit Cards of 2026

by Wealthpartnersservices | | Credit Cards

Best Balance Transfer Credit Cards of 2026 Terms below were last reviewed in October 2026. Intro APR offers and fees change frequently — confirm current terms on the issuer's website before you apply. If you're carrying a credit card balance at 20% APR or more, a balance transfer card is one of the few genuinely effective tools for getting out from under it. Move the debt to a card charging 0% interest for 18 to 21 months, and every dollar of...

Best Rewards Credit Cards of 2026

by Wealthpartnersservices | | Credit Cards

Best Rewards Credit Cards of 2026 Terms below were last reviewed in October 2026. Card offers, annual fees, and welcome bonuses change frequently — confirm current terms on the issuer's website before you apply. The right rewards card quietly returns hundreds of dollars a year on spending you'd do anyway; the wrong one charges $95 — or $395 — for perks you never use. In 2026 the landscape shifted: the Sapphire Preferred got its biggest refresh...

Best Travel Rewards Credit Cards of 2026

by Wealthpartnersservices | | Credit Cards

Best Travel Rewards Credit Cards of 2026 The travel credit card market looks different in 2026 than it did a few years ago. Annual fees at the top end have climbed — the Chase Sapphire Reserve now costs $795 a year and the American Express Platinum is reported at $895 — but those fees come bundled with stacks of travel, dining, and lifestyle credits. Meanwhile the mid-tier sweet spot, led by the refreshed Chase Sapphire Preferred, has arguably...

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Best Places to Buy Gold & Silver Online in 2026

by Wealthpartnersservices | Investment

Best Places to Buy Gold & Silver Online in 2026 Prices and policies in this guide were last reviewed on October 8, 2026. Precious metals prices move daily — confirm the current premium and shipping terms on the dealer's website before you order. After a volatile summer — spot gold briefly flirting with record highs before sliding back to roughly $4,100–$4,200 an ounce in early October (a two-month low near $4,127 on October 8), and silver...

What Is an ETF? A Beginner’s Guide to Investing in ETFs in 2026

by Wealthpartnersservices | Investment

What Is an ETF? A Beginner's Guide to Investing in ETFs in 2026 If you are new to investing, you have probably heard that ETFs are the simplest way to start. That reputation is well earned: a single ETF can give you instant ownership in hundreds of companies, charge you very little, and be bought in minutes from your phone. This guide explains what an ETF actually is, how it differs from mutual funds and individual stocks, the main types worth...

Upstart Personal Loans Review 2026: AI Lending, Rates, and Who It’s Best For

by Wealthpartnersservices | Personal Loans

Upstart Personal Loans Review 2026: AI Lending, Rates, and Who It's Best For Upstart is one of the more distinctive online lenders: instead of relying only on your FICO score, its AI-driven underwriting model weighs factors like education, employment history, and income to set your rate and approval odds. The result is a lender that approves applicants many traditional banks turn away — but with APRs that can run as high as 35.99% and...

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